JCB Finance: five-fold increase in Annual Investment Allowance opens window of opportunity for purchases

WITH so much disruption on the UK’s political landscape it may be difficult to see the wood for the trees.

Tucked away in the Autumn 2018 budget was a valuable temporary tax relief which has gone largely unnoticed but which could allow businesses to invest and grow - effectively benefitting from £1 tax relief for every £1 spent on plant and machinery purchases.

The Annual Investment Allowance (AIA) relief allows expenditure on plant and machinery purchases up to the AIA limit to be set against company profits in the year the expenditure occurs.

In 2018 the AIA stood at £200,000 and rose to the new threshold of £1m from January 1st 2019 for two years, making it a valuable incentive for large-scale investment for growth or replacement of ageing equipment and machinery.

But with a deadline of January 1st 2021 when the allowance reverts back to its former £200,000, it is essential that any company embarking on significant capital expenditure begins consulting with their accountant now to maximise on any available tax relief.

Poor planning and timing could mean missing out on the available tax relief, or even worse, paying more tax than is required.

By increasing the relief on qualifying expenditure up to a £1,000,000 limit, those businesses already spending up to the £200,000 threshold have a considerable incentive to increase or bring forward their capital expenditure on plant and machinery.

JCB Finance Managing Director, Paul Jennings said: “This important tax incentive allows 100% tax relief in the first year and is designed to encourage businesses to invest in plant, machinery, commercial vehicles and a broad range of other assets. 

“Depending on the business’ rate of tax, it is an open invitation to invest in plant and machinery and secure the equivalent of a 19% to 45% subsidy.

Better still – if you acquire the plant via a Hire Purchase agreement the acquisition, for tax purposes, is treated as if cash had been paid. Plus any interest payable is tax deductible too.

“However, different financial year ends will affect the proportion and timing of expenditure. Getting the timing and the amounts right is crucial to your business.

"We are already recommending to our customers that they speak to their accountant and to our JCB Finance team now, so they can plan the optimum time to take delivery of their machinery.”

The chart below illustrates the maximum amounts available by showing four different company financial year ends, and how vital it is to spend the right amount within the right periods in order to maximise tax benefits.

Different financial years that straddle either the tax year or calendar year may result in complicated calculations that could lead to a lesser AIA being granted in that financial year.

Given the lead times of some plant and machinery from order to delivery, this also needs to be carefully factored in to buying plans.

JCB Finance have been providing asset finance and supporting business growth in the construction, agriculture and industrial sectors since 1970, so understand the challenges these customers may face.

Their team can offer fast, flexible finance solutions that help businesses preserve their working capital by spreading the cost in a tax efficient manner. 

Finance options are not restricted to JCB plant and machinery equipment, but are also available for other non-competitive new machinery, cars, commercial vehicles and used plant.

JCB 2CX /G Suede and Mesh Boots Perfect for Winter?

I hate having cold and/or wet feet while working but these boots are as modern looking and as stylish as work footwear can get without being impractical. Taking them off and putting them on is made easier via metal lace loops. The strong nylon woven laces slide through these without catching. It would be great to have hooks on the last couple of to make it even easier.


My foot comfort in work boots relies heavily on having the boots lined with a sympathetic but insulating material – and in this case the box is more than adequately ticked because comfort and warmth is taken care of by a heel to toe lining that is thick enough for warmth and good padding.

It took only about an hour or so to go from “new boots” to “comfy boots” and the fit is wide enough for adequate room for your protected toes.

Cleated soles are great for muddy grip, but they carry a lot of mud – the soles on these didn’t – a great feature.


When it comes to protections though, the relevant EN ISO 20345:3011 standards apply so you will be protected against slipping, penetration, electrical currents, water absorption etc. 

I am happy to report that I found these grey suede boots all of those and they will therefore be joining my small collection of work shoes that I definitely will use again and again – especially in winter.

JCB 2CX /G Suede and mesh Boots from Progressive Safety Perfect for Winter?

WhyBuy? the JCB Grey Suede Workboots

  • Comfortable
  • Water resistant
  • Safety tested
  • Good sole
  • Leather
  • Insoles and padded lining for warmth
  • Well priced

Fortuitously these grey suede boots arrived at exactly the same time as the wet and wintry weather down here in Sussex. The timing couldn’t have been better. I hate having cold and/or wet feet while working.

The boots are modern looking and as stylish as work footwear can get without being impractical. Loosening them up and tightening again is made easier by not having lace holes but metal lace loops. The strong nylon woven laces can slide through these without catching, so getting in or out is quite easy. If I have one small thing I would change it would be to have the last few metal loops replaced with hooks like hiking boots have – thus making it even easier to get in or out.

My foot comfort in work boots relies heavily on having the boots lined with a sympathetic but insulating material – and in this case the box is more than adequately ticked because from heel to toe the lining is thick enough for warmth and good padding.

Secondly, despite my small stature, I have quite wide feet, so I need to have enough room around my toes. These boots took about half an hour to go from “new boots” to feeling like I had been wearing them for months. I had even taken the precaution of packing a second pair of boots in case I needed to change but that clearly wasn’t necessary.

Some site workers need a highly cleated sole to get grip on very muddy work sites. I mostly don’t have this problem and tend to prefer work boots to have a slightly smoother sole that doesn’t accumulate loads of mud. This is because I am often working inside and out in equal measure. Last week was a case in point. Having lifted an old, rotten floor, I had to lay a new one with a laminate topping. With not enough space to accommodate the mitre saw inside, I had to have it on the stand outside – on a muddy grass patch. The constant popping in and out on relatively smooth soles meant that I could keep the floor clean by simply wiping the boots on a waste piece of chipboard flooring before I laid the next piece of laminate.

When it comes to protections though, the boots are made to satisfy the relevant EN ISO 20345:3011 standards so you will be protected against slipping, penetration by sharp objects, electrical currents, water absorption and warmth, amongst others. 

When I question tradespeople about work wear they often tell me that they want to take all the safety stuff for granted because that is what they are paying for. But they do all tell me that they want a boot that is very comfortable, hardwearing, water resistant (nothing quite as nasty as cold, wet feet on a building site in late November!)  and reasonably stylish.

I am happy to report that I found these grey suede boots all of those and they will therefore be joining my small collection of work shoes that I definitely will use again and again – especially in winter. 



Progressive Safety, who hold the sole distribution rights for the manufacture of safety footwear and workwear under the world famous JCB brand, are pleased to introduce new and improved lines to the range.


Continuing with the success of the very popular JCB workwear range of Footwear & Clothing we have re-engineered some of the styles to reflect a changing market place and customer demands. The stylish JCB workwear range transfers easily from the traditional workplace to the world outside and has proven to be a popular leisure wear choice of our customers.

All the popular safety footwear styles have been retained with the introduction of two new Hiker boots, the 2CX in black and grey with contrast stitching and dual density PU/PU soles available in sizes 3 - 12 and the stylish Cagelow Trainer, graduated grey mesh with black TPU finished with a black sneaker style sole for a very modern look.

Garments in the new workwear range are manufactured from the highest quality fabrics, with the emphasis on comfort and style combined with durability in wear.

JCB 1945 Work Jeans


New additions to the clothing range include the 1945 Work Jeans, made from Cordura denim, with top loading kneepad pockets, deep thigh cargo pockets and the Camo Trousers, also with top loading kneepad pockets and multi-pockets - both available in sizes 30” - 40” with a 32” inside leg with stylish JCB leather branding. Also new to the collection is the Elmhurst 1/4 zip jumper & Essington full zip jumper made from comfortable knitted fabric with soft shell detail for extra durability and fleece lined funnel collars. These both come in sizes S to XXL.

For more information on any of these products, find your nearest retailer and to see the complete range of JCB Workwear, please visit

Progressive Safety Footwear & Clothing Ltd
101 Worthing Road, Sheffield, S9 3JN
Tel: 0114 273 8349   Fax: 0114 275 2452


Work trousers from JCB Cotton Comfort from Progressive Safety

Aimed at: Regular users, pro or otherwise who need solid workwear in cotton for a change.

Pros: Comfy and practical with pockets galore.

Workwear of various kinds is now a requirement in my life and I am lucky enough to have had a good choice of various kinds to try out.

While I can see the practicality of synthetic materials for making work clothes because of ease of washing and drying and even a measure of light water resistance, I actually like the comfort of cotton – so I was pleased when the postman delivered a couple of pairs of cotton work trousers from the latest collection by JCB Workwear.

The first pair I opened was a standard camouflage colour and I sort of wondered - Why camouflage? The answer, in part, seems to be that often agricultural workers like to wear camouflage colours in the country, but I have seen it on work sites too.

What struck me the very first time I tried them on is that the cut is comfortable but possibly a bit unfashionably baggy for younger, slimmer figures. But I was able to bend and stretch easily and they were comfortable around the waist. No danger of builder’s b*m if you had a decent belt because there are six belt loops – the back one is about 50mm wide – so they hold up very well.


Whatever trousers I wear I always manage to end up with a pile of stuff in my pockets. With ten pockets altogether there was enough space for smaller stuff like pencils and my utility knife. The main pockets are like jeans pockets and are quite deep, so will not spill stuff out if you bend over. On the left leg just underneath the main pocket is a deep (20 cm) gusseted pocket that would easily hold all manner of items and with the buttoned flap, the items are quite secure too. Also on the front pocket is a smallish zipped pocket that is big enough for the inevitable smartphone.

In the right hand pocket is a riveted small change pocket and on the back of the right leg above the knee, is a collection of three pockets – one of which would hold a rule and the others, things like a screwdriver etc.  

Placed comfortably high up on the back are a pair of seventeen cm deep patch pockets with hook and loop flap closures. I always have a wallet with me (lunch money) so I like having the security of a flapped pocket but pliers and screwdrivers tend to end up in the left hand one because they don’t stab you in the leg when you bend down.

The kneepad pockets are top loading for ease, adjustable, and with a secure hook and loop fastening so that the kneepads – your favourite ones will fit – will not fall out.

Pretty well all the seams on these trousers are double stitched for strength and durability, so should last the course

Next in the parcel was a pair of 1945 Work Jeans. Jeans are the fashion statement of the moment, so I guess it is no surprise that there is a demand from work people for denim work trousers. These trousers are in fact not 100% cotton – they are made of 85% Cordura cotton with 15% nylon. The material is also four times more abrasion resistant than comparable cotton denim so is ideal for heavy use.

The pockets and other features of these 1945 Work Jeans are exactly the same as the camouflage ones mentioned above so will suit general site workers. If anything, I found these work jeans even more comfortable than the camouflage ones!


JCB Workwear – It’s the Season for Warmth

Aimed at:- pro and amateur workers who need tough clothing that washes well and is totally practical.

Pros: Coordinated colours, toughly made, lots of pockets. The hoodie is warm and the bomber jacket is well waterproofed.

The workwear for this review was perfectly timed in its arrival – from the twenty degree temperatures of late October to the wet, and later, frosty weeks of November. The weather proved to be a very good test of the capabilities of the workwear, and I was able to appreciate even more the old axiom that there is no such thing as bad weather, only bad clothing.

I’ll start with the “easy” stuff – when a work day on site felt like winter was never going to come and the clocks hadn’t yet gone back -when the day did really feel like a whole working day rather than the slow descent into murk that is currently the case. This really was “T-shirt weather” and it is amazing how warm you get when you are lifting, cutting and joining. The JCB T-shirts I wore are part of the JCB Heritage Range. Made of 65/35 Polyester cotton, they come in four colours – Olive, Graphite Grey and Sand. Each has a trendy Union  Jack Flag and JCB logo printed on the front. In truth I didn’t much like the colours, but they are practical and of course they blend with the ranges of JCB trousers and shorts. JCB workwear users can look smart and coordinated because the JCB designers have done the work for them.

After several outings I began to appreciate the T-shirts for a lot of other things. They are strong – even snagging them on weldmesh didn’t seem to cause much damage. They are comfortable too and maintain their shape due to the triple stitching on the main seams and half moon yoke – that is, the reinforced semi-circle of stitching on the back under the neck stitching.

The shirts hang easily and absorb a decent amount of sweat and heat so that you feel comfortable. They are long enough to tuck in to trousers or to leave untucked, but the best bit was how easy they are to wash and care for. Since I only had three shirts to test, regular washing was necessary and I found that the formula of one being worn, one in the wash and one drying, worked well for me.

As the weather got colder, I found myself “layering up” starting with a T-shirt, then a work shirt and finally a hoodie or rain jacket, depending on the conditions. The t-shirts proved to be just as good as undershirts as they had been as outerwear.

My favourite bit of kit in this test was the Hixon Hoodie – especially when the weather got very frosty and working outside was a bit of an issue for me – I like my creature comforts! Made from 65/35 % polyester cotton of 300grams per square meter weight fabric, it felt substantial and warm, and more to the point – able to withstand the rigours of sitework. The inside of the hood and body of the garment is completely lined with a soft, thick (fake) fur lining that is reassuringly warm and comfortable. The colours of the hoodie are much more to my taste – a practical black with patches of grey stitched under the arms to enable free movement. There is a printed JCB logo on the front that manages to be subtle and understated. There are a couple of hand pockets on the front, big enough, as I discovered, for my large tape measure in one and my 10.8v compact driver in the other. As seems to be the fashion these days, the knitted cuffs have thumb grips sewn into them. This can be useful in preventing the sleeves from riding up and making you cold.

I was pleasantly surprised by the way the hood part was designed. The zip goes right up to the neck so that it holds the hood tightly to the head, keeping cold draughts out and warmth in. I really appreciated this on a couple of cold evenings because the elastic drawstrings complete the job of making a nice warm seal around the face. This is one piece of kit that will definitely find its way into my winter site wardrobe especially since it seems to be very well made and properly stitched together for a tough working life.

In my mind it is a toss up whether the cold is worse than the wet, and I am still undecided on this matter, despite the best efforts of the JCB Clayton Bomber Jacket. It is a very practical garment and it only took a few minutes to feel completely at home in it in terms of comfort and user friendliness. For example, the cuffs are adjustable - being both elasticated and using hook and loop fixings. It is such a great thing to be able to close the cuffs tight enough so that you don’t get that cold trickle of water down your arms when you are lifting or working above shoulder height. The two-way zip is strong and easy to use and the zip itself is covered by a substantial flap that is a good waterproofer – preventing rain from seeping through. The jacket is designed to be long enough to sit just on the hips with an elasticated hem to ensure a good fit. This length makes for easy working, but if you are working out in steady rain, it is essential to have a pair of waterproof trousers to ensure that your bottom half doesn’t get wet.

I also liked the fleece-lined collar and quilted lining that provides a good level of warmth, especially if you are being quite physical. I found that when I teamed it with the hoodie in the cold and wet, I was really quite snug.

I had a couple of days of constant heavy rain to test the weatherproof qualities of this bomber jacket – and on both days the rain finally won during the last half hour of the working day. Nothing drastic, it was just that the prospect of a hot shower became very inviting as we packed up our tools.

Working in the dark I did notice the usefulness of the reflective tabs on the pockets and flash on the back.  There are four large patch pockets on the front of the jacket and they also include two lined hand-warmer pockets. My overall impression that this comfortable jacket just lets you get on with the job without feeling as though it is constraining your movement.

Now that winter seems to be here for the foreseeable, I will be using these garments, singly or in combination, to keep me warm and comfortable while I am working, and they are definitely worth a look for value and practicality. 

For more from the JCB Workwear line, click here.

For more information, please visit



Continuing with the success of the very popular JCB workwear range of Footwear & Clothing we have re-engineered some of the styles to reflect a changing market place and customer demands. The stylish JCB workwear range transfers easily from the traditional workplace to the world outside and has proven to be a popular leisure wear choice of our customers.

All the popular safety footwear styles have been retained with the introduction of two new Dealer boots in light tan and brown with contrast stitching, the addition of brown styles being added to our popular 3CX & 5CX ranges with improved styling to the Honey and Black styles.

All the safety footwear has dual density soles for maximum comfort in wear. Several of the styles feature water resistant uppers and a waterproof and breathable lining for extra protection in adverse weather conditions.

Garments in the new workwear range are manufactured from the highest quality fabrics, with the emphasis on comfort and style combined with durability in wear.

New additions to the clothing range include the Clayton Bomber Jacket, Hixon fur lined full zip Hoodie, the addition of two more colours to our very popular Horton Hoodie - Navy/Black & Sand/Black, and three new colours have been added the Heritage ’Union Jack’ style T-shirt - graphite grey, sand & olive green.

JCB Workwear recently celebrated the best agricultural students with its Agricultural Student of the Year Awards at the UK’s top colleges and universities revealing that women are not only keeping pace with men but taking the lead. At JCB Workwear are constantly keeping the finger on the pulse and following the awards, we are currently looking at developing footwear and clothing to suit women’s sizes and support them in their farming careers.

For more information please e-mail [email protected]

JCB Work Shorts Are In

It Must be Summer

Aimed at: Pro site workers and some weekend warriors might also find them useful.

Pros: – Keenly priced and practical

Builders in work shorts is a certain indicator that summer is here – a few brief hours of sunshine, even if followed by days of wind and rain, is usually enough to convince site workers that shorts are required.

Now, work trousers are a huge improvement on ill-fitting and stained jeans, and indeed, work shorts are much better than the usual motley collection of old football shorts and last year’s baggy beach shorts. And the new pairs of JCB Work Shorts that I was sent to try out are, in my view, a cut above, since even I, with my skinny white legs was able to appreciate their practicality. But unlike most builders, I will keep them only for the hottest days…!

I was sent two pairs of the Keele style of shorts from JCB in two different colourways to match existing JCB ranges of trousers, shirts and jackets. They are, respectively, Sand and Black and Black and Grey. The Sand and Black pair has black holster pockets and black pocket flaps on the back pockets while the Black and Grey pair has grey holster pockets and black flaps on the back pockets.

The Keele shorts are made in black polyester/cotton mix fabric that washes and wears incredibly well, as well as being comfortable to wear on hot days due to the cotton content. The triple stitched seams are in a contrasting grey thread on the black shorts, but the brown shorts are sewn with brown thread. Either way, this ensures that the shorts match up to other parts of the range.

On first trying the shorts on I thought that they might be too long – I am only 5 foot 8 – but they reached comfortably to my knees and for that I was grateful. The waistband is lightly elasticated at each side – vital in work shorts and trousers, because it makes them a lot more comfortable to move and bend in without revealing the asset that British builders are (in)famous for. A couple of friends who tried them confirmed that they are easy to bend down in and don’t trap any vital parts. Five 25mm wide belt loops ensure that there are no gaps where the belt might part company from the waistband.

The hip pockets are deep, and like all the pockets are double stitched for strength. There is also a “hook and loop” sealed pocket on the left thigh/knee into which there seems to be a space for a phone, pencils and a couple of other bits. The two back pockets have a single gusset on the outside edge to make sure that they have enough holding capacity.

But the biggest pockets are two, double-layered grey-coloured holster pockets on the front that hang from the waistband. They are made from a hardwearing Oxford weave fabric and seem to be lined with rubberized material that feels water resistant. General tradespeople I spoke to seemed to like these holster pockets best because it is easy to access them and they can hold a lot of small items – from screwdrivers to paintbrushes and pencils. Even a10.8v cordless drill at a push.

My small team of “triers on” agreed with me that the shorts were comfortable, practical and easy to care for. With a typical street price of around £20 to £25 they are not the cheapest, but the quality is definitely there to feel and see.

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